Planned Giving
Goals and Benefits
| Your Goals | Your Strategy | Your Benefits |
| Maximize your deduction; minimize the gift details | Use cash to make your gift to Bob Jones University | Claim your deduction against a larger portion of your adjusted gross income, and make an immediate impact on Bob Jones University |
| Afford a larger gift to Bob Jones University — and avoid capital gains liability | Give appreciated securities or bonds held over one year | Buy low and give high — while avoiding capital gains tax |
| Make a gift for Bob Jones University's future that doesn't affect your cash flow or portfolio now | Put a bequest in your will (cash, specific property, or a share of the estate residue) |
Today — a gift that costs you and your family nothing
Tomorrow — an estate tax deduction |
| Retain income benefits from the assets you give to Bob Jones University — and thus afford a larger gift | Create a charitable gift annuity or a charitable remainder unitrust or annuity trust | Receive income for your lifetime; receive a charitable deduction; diversify your holdings |
| Reduce high tax liability now; gain additional income later | Establish a deferred gift annuity | A larger deduction and a higher income rate than our other life-income gifts offer |
| Tap one of the most valuable assets in your portfolio to make a gift to Bob Jones University | Use real estate to make your gift to Bob Jones University | Avoid capital gains tax, receive an income tax deduction — and have the option of a gift that doesn't affect your lifestyle |
| Reduce gift and estate taxes and control the timing of passing assets to your children and grandchildren | Create a charitable lead trust which supports programs at Bob Jones University for a fixed, finite period with the principal going to your heirs | Reduce gift and estate taxes, and freeze the taxable value of growing assets before they pass to your family |
| Locate an overlooked asset that you can easily give to Bob Jones University | Name Bob Jones University as beneficiary of your retirement plan, leave other assets to family | Eliminate income tax on retirement plan assets; free up other property to pass to your heirs |
| Make an endowment gift from income rather than capital | Create a new life insurance policy, or donate a paid-up policy whose coverage you no longer need | Increase your ability to make a significant gift to Bob Jones University |
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