Charitable Remainder Annuity Trusts

How it works

  1. You transfer cash, securities or other appreciated property into a trust.
  2. The trust makes fixed annual payments to you or to anyone you name.
  3. When the trust ends, the principal passes to one of the tax-exempt organizations*.

Benefits

  • You receive an immediate income tax deduction for a portion of your contribution to the trust.
  • You pay no capital gains tax on any appreciated assets you donate.
  • You or your designated income beneficiaries receive stable, predictable income for life or a term of years.
  • You can have the satisfaction of making a significant gift that benefits you now and the tax-exempt organization* later.

A charitable remainder annuity trust is for you if ...

  • You want to make a major gift to one of the tax-exempt organizations while retaining or increasing your income from the assets you contribute.
  • You hold appreciated stocks or bonds and want to avoid the capital gains cost of a sale.
  • You prefer the stability of a fixed income.
  • You want a larger charitable deduction for your gift than the unitrust option would provide.
  • You hold tax-free bonds and want to continue to draw tax-free income from your gift plan.

Read more detail.

To learn more about charitable remainder annuity trusts, email us, complete the Information Request Form, or call us at 888.252.6363 so that we can assist you.

*BJU does not qualify as a 501(c)(3) tax-exempt organization, and gifts to it may not be deducted for federal income, gift, or estate tax purposes. The BJU M&G, MSF, HAF, DNSF, S&E Endowment Fund and GFA are all 501(c)(3) tax-exempt organizations, and gifts to these organizations may be deducted for federal income, gift, or estate tax purposes.

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